think like chinese

extracted from forwarded mail from mother in law

just for thoughts.


"A Chinese walks into a bank in New York City and asks for the loan officer.He tells the loan

officer that he is going to Taiwan on business for two weeks and needs to borrow $5,000. The

bank officer tells him that the bank will need some form of security for the loan, so the Chinese

hands over the keys to a new Ferrari parked on the street in front of the bank.He produces the

title and everything ch! ecked out.The loan officer agrees to accept the car as collateral for the

loan.The bank's president and its officers all enjoy a good laugh at the Chinese for using a

$250,000 Ferrari as collateral against a $5,000 loan.. An employee of the bank then drives the

Ferrari into the bank's underground garage and parks it there. Two weeks later, the Chinese

returns, repays the $5,000 and the interest,which comes to $15.41. The loan officer says,

"Sir, we are very happy to have had your business, and this transaction has worked out very

nicely, but we are a little puzzled. While you were away,we checked you out and found that you

are a multi-millionaire. What puzzles us is,why would you bother to borrow $5,000?"

can you guess why?